Ayushman Bharat Yojana is a healthcare initiative taken by the Indian Government to support the well-being of the poor. It comprises two major health initiatives, Health and Wellness Centre (HWC) and Pradhan Mantri Jan Arogya Yojana (PMJAY).
Under the PMJAY scheme, over 10 crore families are covered with health insurance of Rs. 5 Lakh. The scheme promises cashless treatment at public hospitals as well as empanelled private hospitals. Moreover, expensive surgeries like knee replacements, coronary bypass, and others are also covered.
The prime benefit of the PMJAY scheme is to provide financial protection during unforeseen events. Besides, it offers a plethora of other benefits to ensure financial support throughout their lives.